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Top Indian Horoscope Sites List

What is Astrology?

The prediction of a person’s future (what is going to happen to you) based on a comparison of the zodiacal data for the time of birth with the data from the period under consideration. the configuration of the planets, the sun, and the moon in the sky at a particular moment.

1.Horoscope.com

Horoscope.com is the premier destination for free horoscope content. Offering an extensive selection of free daily, weekly and monthly readings, Horoscope.com is a daily destination for the majority of its ever-growing audience of over 5 million monthly unique visitors. they team of Astrologers hand-craft all of the content on the site, and they are constantly working together to conceptualize exciting new content features.

2.Astrologyzone.com

The latest in astrological trends by Susan Miller, comprehensive, complete, intelligent, and accurate. Your life in 3D: culture, style, romance, money, real estate. Read this month’s horoscope, Taurus, Cancer, Scorpio Virgo, Libra…

3.Ganeshaspeaks.com

Daily Astrology, Free Today’s Horoscope, Love Horoscope, Daily/Today’s Horoscopes GaneshaSpeaks. Get accurate forecasts for all-star/ sun/zodiac signs on love, career and more.

4.Astroyogi.com

Astroyogi.com is recognized as the premier astrology consulting service provider in India. they are a mobile marketplace for astrology and its related advisory services. they help customers hire trusted esoteric professionals for all their astrology needs. they have a team of young.

5.Indianastrologyhoroscope.com

Indianastrologyhoroscope.com was founded with a mission of providing online personalized astrology consultation to each of its customers. To achieve this mission, they have a team of astrologers who are renowned and recognized all over the globe for their knowledge of ancient principles of Vedic astrology.

6.Tarot.com

Tarot.com is the world’s leading Tarot and Astrology website, with more than 4 million members worldwide.

Launched in Portland in 1995, Tarot.com is part of Daily Insight Group (DIG) and Japan’s Zappallas, Inc., which publish a network of popular entertainment websites for horoscopes, Astrology, Numerology, Tarot, and gaming.

7. ClickAstro

Here you can even get a prediction for the next quarter of your life! So they offer the prediction for as long as 25 years from the time you approach them.

They offer a host of free services like – daily horoscope, kundli, love compatibility, marriage horoscope, pachanga prediction, Chinese horoscope, Chinese love compatibility, numerology, daily panchang, feng shui, wealth horoscope and marriage horoscope.

8. Astroved.com

Well, that’s how they like to be known and from what we know, the subscribers of this portal vouch for it as well.

The scope isn’t just restricted to family, love and work… they also have a special programme where they assess students and throw light on their weaknesses and strength.

Further, you can even check on your name change report, birth chart report, birth star report and lots more! It isn’t uncommon to find their email in our inbox.You may have not subscribed to them but then yet you may find them in your mail box asking you to subscribe and at times offering you some free predictions we well.

9. Astrosage.com

The look of the portal is a bit cluttered but then keeping in mind the plethora of services they offer, you can overlook the design dynamics being followed by them.

Headquartered in Noida, they claim to be one of the most authentic astrology online service providers.

10. Astromitra.com

The second part of their name ‘mitra’ suggests a bond of friendship. They claim to be a ‘world of astrology experts’.

From offering live astrology to horary astrology, they also offer – career report, detailed life report, foreign travel astrology and education horoscopeThe free services include – free Vedic birth chart calculator, daily horoscope prediction by date of birth, monthly horoscope, moon sign horoscope and weekly horoscopes.

They also have an online store where you can buy gemstones, authentic rudraksha and report on numerology name business correction.

11. Astroyogi.com

From offering Tarot Card reading to Feng Shui guidance, Astryogi is a one-stop solution for any field of astrology you are comfortable with.

They specialize in Vedic Astrology as well. An amazing feature that caught our attention here was their service on Palm Reading.

An Accountant Supply List

Not many years ago, accountant supply lists involved items such as ledgers, stamps with inkpads, and a very large cup of sharp pencils. Today, accountant supply lists are much different.

Computer

First and foremost, the most important accountant supply to purchase is a computer. This is a given in nearly every existing business in the United States today, and choosing a computer can be complicated and confusing due to the many options that are available. If you don’t have a computer that you can use for your accounting business, visit your local accountant supply store, office supply store, or computer dealer.

Shop around at a minimum of three places, and ask a sales representative to demonstrate the different features, as well as review features on memory. Bring a note book to write down the different types of computers you’ve seen, as well as the pros and cons of each different computer. If you have a relative or close friend who knows computers, share your findings in order to make the most educated purchase that is best for your business.

Accounting Software

After purchasing a computer, or if you already have a computer suitable for your accounting office, the obvious next accountant supply that will be needed is a good accounting software package. Rather than choosing accounting software by brand, though, choose software that is right for your particular business.

Out-of-the-box accounting software is most suitable for small and medium-sized businesses that have standard accountant supply needs. If your business needs unique data reports, make sure the accounting software you choose offers customizable reports. If you run a service-related business, check to be sure the accounting software includes features such as a time and billing module. When choosing your software, ask a few pertinent questions to make sure the package is right for your accounting business.

– Does the accounting software allow you to print or electronically send cheques, purchase orders, and invoices?

– Does it have internet connectivity so you can bank online?

– Is it integrated with other software that you often use, such as Microsoft Office?

– Is it able to convert data from other accounting programs or databases? In other words, will the accounting software be able to meet all of your needs, now and in the future?

– Does it work easily with tax forms and configurations?

If you anticipate your business to grow and include other staff accountants, consider these additional questions as well.

– Is the accounting software networkable?

– How easy or expensive is it to move from one user to multi-users?

– With some accounting software, adding new users is just a matter of buying the appropriate number of user licenses; with others, you have to purchase multiple copies of the accounting software program, which is much more expensive.

Some software accountant supply packages, such as Peachtree by Sage, offer areas of accounting software specialty as well, such as accounting for construction, accounting for distribution, accounting for manufacturing, and accounting for nonprofit organizations. Therefore, as with a computer purchase, get several opinions from various sources in order to make the most educated purchase for your accounting businesss.

Other Supplies

Once a computer system and software package is installed, filling an accountant supply cabinet is the next item a self employed accountant should choose to complete. Before spending your hard earned dollars, though, carefully research the items that you will need the most and those items that you will need immediately in your particular accounting specialty.

A few basic items for your effectively equipping your office, which are available at most any accountant supply or office supply store, are as follows:

– Client tax guide organizers

– Presentation materials and client folders

– Accounting forms

– Filing cabinet with file folders

– Accounting reference materials

– Telephone with headset

– Desk top calculator and adding machine

Some items that will be needed in your accountant supply cabinet can be purchased at an accountant supply or office supply store, but could also be obtained at no charge through the Internal Revenue Service (IRS) or ordered at irs.gov.

– W2 and 1099 tax forms

– Federal and State envelopes

– Federal and State income tax forms for the current tax year

Basic office supplies that should be included on your accountant supply list are:

– Pens

– Pencils and an electric pencil sharpener

– Paper clips

– Stapler

– Rubber bands

– Desk organizers and baskets for organizing paperwork to be kept on your desk

– Envelopes of various sizes

– Postage meter if you do or plan on doing a lot of daily mailings on a very regular basis

– Self inking stamps – one with your business mailing address and one for stamping bank deposits

– Letterhead and envelopes with your business name printed on them

– Business cards

Additionally, consider a unique accountant supply that could be of great benefit to you and your clients — a subscription to a tax update newsletter, or another resource that will keep you regularly informed of tax updates, and can help you remain updated on the latest changes in taxes and tax laws.

Flat Fee Listing 101 – Know The Facts Before You List Your Florida FSBO Flat Rate In The MLS!

Who are you going to believe about how the flat fee MLS industry works?

There are four “business models” offering flat fee MLS listings in Florida:

1) National Website: They are not licensed in Florida but collect money and then refer you to a Florida discount real estate broker-who gets a portion of the fees collected. National websites are competent business enterprises that usually have a real estate broker’s license in one state but not in all states.

2) Florida part-time amateur flat fee website: There must be 70 or so of these “websites” in Florida. They are licensed real estate brokers that do flat fee listings part-time or are testing the waters to see if they can make a few bucks at flat fee.

3) Florida broker that is masquerading as flat fee: They seem like flat fee but their business model is not consumer friendly and I see their business practices as questionable. They may or do take your buyer leads from Realtor.com and other sources for their own agents; or possibly charge a cancellation fee as high as $500; or hold your listing hostage until you pay up ($500) by only “conditionally” withdrawing your listing from the MLS if you attempt to cancel and move to a full-service agent – your listing will be trapped in this “conditional” status until you pay the ransom of $500.

4) Florida licensed flat fee MLS broker that is established, trusted, transparent and paperless, specializes in Internet marketing and offers real customer support.
(Note: There is more than one trusted MLS flat fee firm in Florida but there are also plenty of firms that do fall into the # 2 and #3 categories above as well.)

Flat fee MLS requires more than simply inputting a listing into a local MLS…

1) Flat fee MLS sellers in Florida are 100% driven by control. They want their MLS listing correct at all times.

2) Third party websites such as Realtor.com, local MLS systems and IDX feeds to local real estate brokerage firms must be monitored constantly because listings do fall out of these systems. Technical glitches happen frequently.

3) Sellers make adjustments to their listing such as pictures, price, commission and their property descriptions. There are needed forms such as mold, lead-based paint and property disclosures.

4) The Florida Flat fee MLS broker is charged with the responsibility of buyer lead capture, agent showing requests, Internet marketing, trouble shooting, customer service, negotiating, editing and peace making. Flat Fee MLS brokers must be prepared to dedicate their time and energy.

Flat Fee MLS brokers must be prepared to dedicate their time and energy…

1) Taking $200 bucks and throwing a listing into the MLS as an afterthought is not what flat fee should be about. There are more moving parts that make up a “real” flat fee MLS company than one can imagine. For example: Last week, Orlando Regional MLS just took over Venice Board of Realtors. When they did this conversion, it knocked out 53 Realtor.com “showcased” properties from Mid-Florida Regional (Orlando area). It occurred on a Thursday evening and took the resources of the vice-president of Mid-Florida Regional and the Director of Operations and many phone calls to straighten out the major glitch.

2) Amateur or part-time flat fee MLS “website” operators might not have the resources or experience to deal with such matters.

3) The flat rate MLS broker must be prepared to back up the customer with support and market effectively on the Internet.

4) If the MLS discount broker requests that you print out forms, fill them out and fax back, this means they have put no thought or investment into on-line automation. This means listing changes, edit, status changes will all be fax this-fax that….back to caveman days.

What to look out for before you list flat fee

1) If the flat fee MLS “website” does not display the “listing agreement”, that should be a warning.

2) Carefully read the listing agreement “beginning-to-end” before you give any flat fee company money whether a National or a Florida based service.

3) Understand the process and policy about how buyer leads from Realtor.com and other sources get to you, the seller, if at all.

4) Realize that many calls do go to the flat fee broker. As many as 70 calls a day can come into a flat fee MLS broker. Miss one, that could be your sale.

5) Consider and verify what the hours are for the flat fee MLS service.

6) Flat fee websites that offer just one marketing option are really just a “website.” There are many marketing approaches besides just a basic MLS listing. What about marketing directly to Realtors®. For example, if a seller wishes to offer a 4% buyer’s agent commission, does the flat fee service provide a way to promote this higher than average commission? Some flat fee services do offer a Realtor eblast program which sends about 12,000 or so emails to all Ft Lauderdale, Miami, Orlando and Jacksonville real estate agent every 15 days. This is an effective marketing approach and Realtors do respond.

7) Flat fee sellers should think about contract representation. Contract-to-close flat fee programs help get the deal done faster. Having a seasoned real estate professional handle the contract negotiations results in a smoother transaction for the seller, as well, possibly netting a higher sale. One of the trickiest parts of negotiations is the possible- subsequent re-negotiations after the inspection. Negotiating an inspection report does mean re-roofing the house because some inspector or Realtor® says the roof is at the end of its “useful” life. There is an art to getting the buyer’s agent, the buyer and the seller on the same page. As well, there are some important nuances that do help get more Realtor® showings such as allowing the flat fee broker to schedule showings (more professional), using an Exclusive Right of Sale (not Exclusive Agency Listing Agreement) and use a professional looking metal sign.

How to flat fee list in Florida and stay out of trouble

1) Read the listing agreement.

2) Call the flat fee service and ask how they handle buyer leads.

3) Call and verify the hours of operation.

4) Ask if there any penalties or conditions if you cancel the listing.

5) Ask if the listing company will “unconditionally “withdraw your listing from the MLS if you choose to cancel and go with a full-service agent.

The Complete List of Things to Evaluate Before You Open or Invest in a New Venture

Do you have an innovative idea you wish to market? Are you planning on opening a new business? Are you investing on somebody else’s idea?

If you said “yes” to any of these questions, don’t do it just yet!

Starting or investing on a new venture can be an emotional process full of anticipation and excitement. You need to keep a cool head and treat the process with the utmost objectivity.

To help with that, I’ve put together a complete list of questions you NEED to answer before you even think about putting a business plan together. This will help you make sure that no overlooked variable makes you incorrectly go forward or not. Make sure you don’t skip any part of the process and end the exercise with a very honest yes or no decision based on the answers.

You will find it difficult if not impossible to answer some of the questions. It is very important to understand the sureness of each response and the risk that each unanswered question implies. Handle this risk by analyzing scenarios with the different possible answers.

Write down a simple comment to each question, doing this formalizes your analysis. You can also think about each question in a SWOT analysis context identifying each one as a Strength, Weakness, Opportunity or Threat.

The Dos and Don’ts to keep in mind:

Do this all the time

  • Be methodic, analyze completely. Understand the need, competition and constrains, then tailor and differentiate.
  • Be on the lookout all the time for the fatal flaw that will make this fail.
  • Lots of questions can’t be answered or are too vague, check the risk of not knowing them.

Don’t Do This

  • Don´t follow the classic idea method: “I have an idea, let me think how to shove it to the channel or customer”.
  • Don’t focus on the features of the product, focus on the need you are trying to fulfill.
  • Don’t get tempted to skip a full analysis.
  • The most frequent mistake is to think everybody in the market is like you. If you like the product, everybody else will.
  • It is common to confuse a good idea with a good business opportunity, they are not the same.
  • Thinking “We have no competition” is only for naive entrepreneurs.
  • Don´t obsess with first mover´s advantage, most of the time funds prefer second movers because the idea is already validated.

The questions you need to answer:

Product or Service

  • Can you describe the business idea in 25 words or less?
  • Is the idea scalable? Is it limited to your time or something else?
  • Can your offering later change / adapt?
  • Risk of not being able to develop / manufacture the product?

Market or Customer

  • Can you do formal market analysis or only informal? (Interviews, observations, focus groups, surveys, market experiments, etc.)
  • Who is the customer? How precisely can he be defined? Location, profile, etc.?
  • What problem are you solving? Why would the customer buy? Does he want to?
  • Commercial risk, no willingness to buy?
  • How big is the market? Growing or shrinking?
  • How penetrated is the market by the industry? What share can you get fast? Later?
  • What price is he willing to pay? Based on what? How important is it?
  • How price-conscious is your customer?
  • Risk of change in consumer behavior?
  • Can the target market later be changed? Can you later attack other levels in the value chain?

Industry

  • Can you do formal analysis or only informal?
  • Is it thriving? Shrinking?
  • Do suppliers have power? Risk of supply shortage? Change in price?
  • Barriers to entry:
  • . Contractual? Patent or trademark?
  • . Lead time in tech development? Innovation?
  • . Management? People?
  • . Location?
  • . Regulations and government?
  • . Other barriers?
  • Can barriers change easily?
  • Do you have relations in place?
  • . Customers?
  • . Suppliers?
  • . Partners? Talent? Investors?
  • Experience in industry? Yours? Other management?
  • Risk of regulatory or other government related changes or intervention?
  • Technology risk of obsolescence?

Competition

  • Can you do formal competition analysis? If not, what informal analysis can you do? Is it good?
  • Who else is attacking the market? How? Successfully?
  • What is your competition´s pricing strategy?
  • What is the closest thing in the target market to your product? Are you a first mover? Second? More than that?
  • Strategic advantages / differentiators. Clearly visible to consumers or only in your mind? Sustainable? True, important and provable?
  • . Function? Design? Quality? Uniqueness? Innovation?
  • . Delivery? Channel? Availability? Location?
  • . Cost? Marketing? Sales?
  • . Ignorance of buyers?
  • . Customer service?
  • . Other?
  • Are you taking advantage of a certain opportunity, situation or advantage?
  • How fast can competition catch up?

Channel

  • Which options do you have?
  • Which one is the ideal? Why?
  • If the first choice does not work, does it make sense to try others?
  • What channels does your target market prefer?
  • Which ones are your competitors using?
  • How much integration do the channels have?
  • Will the channel change with customer habits or tech?
  • Risk of no access to the correct channel or consumer?

Sales and Advertising

  • How will you get customers?
  • How will you retain customers? Is it important?
  • Describe the necessary salesforce?
  • Can a salesperson of ordinary skills sell it?
  • Do you need advertising? Which kind? How much? Is it important?

Economics

  • How clearly can you model the basic economics of the idea? (Costs, sales, margins, required capital, ROI, etc.)
  • Will there be economies of scale? Are they important?
  • Accounts receivable? Can it become a problem?
  • How will you finance initially? Later?

Management

  • Do you have or can get the necessary management team?
  • Do management / leadership / organizational capabilities make a difference? How big a difference?
  • How valuable is intellectual property?
  • Does it make sense to do this solo? It normally doesn’t.

Other

  • Validation:
  • . How fast can you know if the business can work or not?
  • . Can you define the variables to know it? How fast can the data flow?
  • . Do you need product development to know? Dangerous!
  • . Do you need a long selling process or many tries to know? Dangerous!
  • Can you diversify? Not easy on new ventures, but can it be done?
  • Give me the biggest drawback / risk (fatal flaw) of the idea? The one that will make it fail?
  • Enlist the seemingly fatal flaws that can be fixed.
  • Does the idea fit your life objectives? Workload?
  • Do you feel passionate about the idea? Enjoyable? Are you doing it only for the money?
  • Give me the upside / best case scenario?
  • Give me the downside / worst case scenario?
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